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Justin Nichols, CFP®

Co-Founder & Owner

President & COO


Justin Nichols, CFP®, co-founder of Garrett Investment Advisors, shares Sheryl Garrett’s commitment to make Fee-Only financial advice accessible to all people.

Since 2003, Justin has worked at the Garrett Planning Network, currently serving as Director of Operations.

In 2007, Justin started his own Fee-Only financial planning firm, Nichols Financial Advice, in the Kansas City area.

In 2016, Justin partnered with Chad Chase and Mike Greim to start CGN Advisors, a Fee-Only financial planning and investment management firm, in Manhattan, KS.

Prior to becoming a financial advisor, Justin worked as Quality Assurance Team Lead in Sprint’s Real Estate Technology group. He also formerly worked as a Consultant in Accenture’s Communications & High-Tech market group.

Justin also has a passion for financial education. In the past Justin has served as Board Member for the Flint Hills Financial Literacy Council (Manhattan, KS). He has also served as Treasurer for the Garrett Financial Education Alliance, a non-profit financial education foundation (Shawnee Mission, KS). He has also served as Financial Coach through the United Methodist Church of the Resurrection’s Stewardship Ministry (Leawood, KS). For more than six years he taught as an adjunct instructor in Kansas State University’s Personal Financial Planning program. He currently serves on the advisory board for Kansas State University’s Personal Financial Planning program.

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