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Headquarters Team

Headquarters Office

1107 Hylton Heights Rd.
Manhattan, KS 66502
Phone: (910) FEE‐ONLY
Email: Justin@GarrettAdvisors.com

Click here to view our financial advisors located across the United States.

Justin Nichols, CFP® Photo
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Justin Nichols, CFP®

Co-Founder & Managing Principal - Advisor Services

Justin Nichols, CFP®

Co-Founder & Managing Principal

Advisor Services

Justin Nichols, co-founder of Garrett Investment Advisors, shares Sheryl Garrett’s commitment to make Fee-Only financial advice accessible to all people. Justin leads our Advisor Services team and is responsible for advisor development and onboarding, as well as ongoing operations.

Since 2003, Justin has worked at the Garrett Planning Network, currently serving as Director of Operations.

In 2007, Justin started his own Fee-Only financial planning firm, Nichols Financial Advice, in the Kansas City area.

In 2016, Justin partnered with Chad Chase and Mike Greim to start CGN Advisors, a Fee-Only financial planning and investment management firm, in Manhattan, KS. CGN Advisors is an office of Garrett Investment Advisors.

Prior to becoming a financial advisor, Justin worked as Quality Assurance Team Lead in Sprint’s Real Estate Technology group. He also formerly worked as a Consultant in Accenture’s Communications & High-Tech market group.

Justin also has a passion for financial education. In the past Justin has served as Board Member for the Flint Hills Financial Literacy Council (Manhattan, KS). He has also served as Treasurer for the Garrett Financial Education Alliance, a non-profit financial education foundation (Shawnee Mission, KS). He has also served as Financial Coach through the United Methodist Church of the Resurrection’s Stewardship Ministry (Leawood, KS). For more than six years he taught as an adjunct instructor in Kansas State University’s Personal Financial Planning program. He currently serves on the advisory board for Kansas State University’s Personal Financial Planning program.

Mike Greim, CIMA® Photo
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Mike Greim, CIMA®

Managing Principal - Investments

Mike Greim, CIMA®

Managing Principal


Mike Greim leads our Investments team and is responsible for overseeing investment research and portfolio management functions, as well as maintaining firm-wide practices in line with regulatory and industry compliance standards.

Previously, Mike was the Chief Investment Officer for The Trust Company in Manhattan, KS, from 2010 to 2016, and served the same role for Landmark Bank in Columbia, MO, from 2001 to 2010. Mike began his career in Kansas City with American Century in 1996, before becoming Portfolio Manager for Country Club Trust Company.

Mike, a Certified Investment Management Analyst® professional, is a graduate of the University of Central Missouri with a Bachelor of Science in Economics and a Minor in Finance. He is a member of the Investments & Wealth Institute™, the CFA Institute, the CFA Society of Kansas City and serves on the Economics and Finance Advisory Board for the University of Central Missouri.

A native of Excelsior Springs, MO, Mike has a passion for community involvement that he attributes to his father and grandfather and has served on the Manhattan Arts Center and KSU Research Foundation boards. Mike and his wife Tina have three children, Zack, Logan and Bentley. Mike also enjoys playing solo acoustic guitar shows around the Manhattan area.

Chad Chase, JD, CTFA Photo
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Chad Chase, JD, CTFA

Managing Principal - Client Services

Chad Chase, JD, CTFA

Managing Principal 

Client Services

Chad Chase leads our Client Services team and is responsible for tutoring advisors on client business development and client relationship management. As a practicing attorney, he is a legal resource in estate planning, business and corporate law areas.

Previously, Chad served as Vice President & Trust Officer at The Trust Company, Manhattan, KS, providing his clients with financial advice, investment management and trust administration services. 

Prior to entering the wealth management industry, Chad worked in commercial banking for four years in Kansas City and Derby, KS, and practiced law in Manhattan.

Chad holds degrees from Butler Community College, Kansas State University (Finance and Music) and the University of Nebraska College of Law. He is also a graduate of the American Bankers Association Graduate Trust School and has obtained the Certified Trust & Financial Advisor certification from the Institute of Certified Bankers. 

Chad grew up on a 100-year old ranch in Butler County, KS, that he still helps manage and operate. Growing up, Chad was actively involved in 4-H and also studied piano. In addition to music, he enjoys golf, basketball, KSU Athletics and traveling.

Nicola Cyr, EA Photo
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Nicola Cyr, EA

Manager - Advisor Services & Investments

Nicola Cyr, EA


Advisor Services & Investments

Nicola Cyr is responsible for day-to-day operations on our Advisor Services team. Nicola oversees our in-house paraplanner team and also performs portfolio management functions on our Investments team. 

Nicola graduated from Kansas State University with a Bachelor of Science in Personal Financial Planning and a minor in English.

Throughout college Nicola worked at State Farm Insurance as a saleswoman licensed in both Property & Casualty and Life & Health insurance. She also worked part-time at Navy Federal Credit Union. In addition, Nicola also worked at Kansas State University as a research assistant for Stu Heckman, PhD, CFP®, assisting him with research papers and helping to develop undergraduate course content.

Nicola attained the Enrolled Agent designation in the fall of 2018 and is permitted to practice before the IRS.

Nicola has been married to her husband, Ryan, since May of 2016. Their growing family now includes a son, Ezra, daughter, Evangeline and their faithful hound, Phoebe. In their free-time, Ryan and Nicola enjoy staying involved with their church community at Manhattan Presbyterian Church.

Tyler Smith Photo
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Tyler Smith

Associate - Advisor Services

Tyler Smith


Advisor Services

Tyler Smith is responsible for new account administration, cash management activities and portfolio reporting on our Advisor Services team. Tyler also leads advisor training on the Orion reporting and billing software tool.

 Tyler graduated from Kansas State University in 2014 with a Bachelor of Science in Business Administration (Management).

Previously Tyler worked for Premier Financial Partners in Kansas City, MO. Tyler started his career at Fusion Capital Management in Dallas, TX, as an analyst on the operations side of the business, ultimately leading a team of operations personnel.

A Manhattan, KS native, Tyler is an avid K-State sports fan. If he's not at a K-State sporting event, Tyler can be found wakeboarding, working on his rental properties, or hanging out with his wife, Caitlyn, and chocolate lab, Addison.
Sheryl Garrett, CFP® Photo
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Sheryl Garrett, CFP®

Co-Founder Emeritus

Sheryl Garrett, CFP®

Co-Founder Emeritus

Sheryl Garrett, co-founder of Garrett Investment Advisors, has been dubbed "The All-American Planner," because of her zealous mission to "help make competent, objective financial advice accessible to all people." In 2000, Sheryl started the well-known Garrett Planning Network, a nationwide network of Fee-Only, hourly-based financial planners.

Sheryl was recognized as the 2019 InvestmentNews Icon. The annual InvestmentNews Icons & Innovators Awards celebrate individuals and firms for their innovative work and contributions to the success of the financial advice industry.

She has been recognized six times by Investment Advisor magazine as "One of the Most Influential People in Financial Planning." The first recognition came in 2003 and most recently in the May 24, 2016 issue of ThinkAdvisor.com, the online version of the publication.

As part of its 40th anniversary celebration, Financial Planning magazine honored six practitioners that have made significant contributions to the financial planning industry, per the publication. Sheryl received an "Influencer Award" as "Practice Management Guru" in 2010.

In 2006, NAPFA (National Association of Personal Financial Advisors) recognized Sheryl with their Robert J. Underwood Distinguished Service Award for her contributions to the Fee-Only financial planning industry. Also, in 2013, Sheryl was recognized as one of the "30 Most Influential" people in NAPFA’s 30 year history.

Sheryl has also been honored to work with the House Subcommittee on Financial Services regarding predatory lending regulation and has testified before Congress on financial literacy and Social Security reform.

She has also worked as a consultant and expert witness in lawsuits against financial advisors who rendered questionable or inappropriate financial advice.